Frenectomy Cost
Every patient has slightly different needs, which means the price of a washington dc frenectomy is variable. Factors that may inform total costs include things such as where you are located, the professional reputation of your periodontist, and whether your procedure is covered by your insurance plan (if applicable). More costs can also be accrued if diagnostic exams are needed as well as whether dental sedation is used. You should also factor in the cost of the initial evaluation and whether additional procedures are being performed along with the frenectomy. If so, and if you are covered under a dental insurance plan, you may consider scheduling your procedure towards the end of the year so your benefits will roll over. There may also be small costs associated with after treatment care, as antibiotics are sometimes prescribed, or if there is a need for over-the-counter pain-relieving medication to help alleviate discomfort.
It is important that you ask your clinic for an estimate on procedural costs prior to scheduling the frenectomy procedure.
Different Payment Options
There are various payment options available to help cover the costs of the frenectomy procedure. For patients with dental insurance, it is possible that some or all of the procedure is covered under your plan. If you do not know whether the procedure is covered, contact your provider or see if your clinic is willing to contact your provider to provide you with an accurate estimate of how much you can expect to pay out of pocket.
FSA (Flexible Spending Accounts) and HSA (Health Savings Accounts)
Applying funds from a Flexible Spending Account (FSA) or a Health Savings Account (HSA) is another common payment option. Each of these tax-advantaged accounts can be used to pay for medical expenses. FSA’s allow the individual to contribute $2,750. These funds typically will not roll over year to year, so it is important to use these funds before the end of the year. HSA’s allow for individual contributions of $3,550 per individual or up to $7,100 for family coverage. HSAs do carryover each year, which is a good way to save up for more expensive procedures.
Pay in Installments
If you do not have an insurance plan or an FSA or HSA, or if the cost of having this procedure is of concern, talk to your clinic to see if financing options are available. Many clinics allow their patients to pay a portion of the procedural costs up front and then pay off the remaining balance over a period of time. Interest rates for these plans vary, with some as low as 0%. It is important to continue making monthly payments on time, however, otherwise a penalty may be accrued. Just as some clinics offer financing options, some clinics also offer patients a discount if the full amount of treatment costs are paid up front. If you are considering a frenectomy or any other dental procedure and are uncertain about the costs involved, share these concerns with your periodontist, who can help walk you through what options are available.
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